Obama: Health Care Bill a Victory for Americans

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the domino effect...i work for a small privately owned company...they have always offered employees health insurance as well as the employees spouse...the owners like (you) are more focused on customer service and sales than they are the healthcare bill...not even flinching

great post chi:smt038

 

some people are just a bunch of clones for the rite wing talk shows and dont think for themselves. Im not totally for it because i dont know enough but im totally against ity because I can see the usefullness of it.

the same ones arguing against it would be the first ones benefiting from it when needing it

 

the KKK/nazis wing talk shows arent gonna tell that 60% (if im not mistaken) of foreclosures are due to loss of jobs. 10% is just due to people not making wise choices in buying a home ( the foreclosure crisis that killed the economy). for the most part homes are foreclosed due to people not having enough insurance to cover their health. not bad credit risk

 

and this is why im glad i live where i live despite some of the run around we get

my daughters conditions are all pre existing she required a year in hospital after she was born on various machines and many many drugs to stableize her enough to come home, no way would i have been able to afford to cover the costs of that, once home she was still a frequant attender and we have alot of equipment, drugs and various other health care stuff at home

i know american familys who have to beg from family and friends for items we get as a given

as a child i had 14 surgerys, my parents paid for bupa cover ( private health care ) they did 3 of my surgerys and are the reason i still have my hearing ( friend of mine had her ear ops on the nhs and is near deaf now as the waiting list time was so long ) but lucky for me the nhs did the ops to my leg as bupa wouldnt

 

A bit of humor from those not happy with the bill as passed.



Now, let me get this straight......we're trying to pass a health care plan written by a committee whose chairman says he doesn't understand it, passed by a Congress that hasn't read it but exempts themselves from it, to be signed by a president that also is exempt from it and hasn't read it and who smokes, with funding administered by a treasury chief who didn't pay his taxes, all to be overseen by a surgeon general who is obese, and financed by a country that's broke.

What the hell could possibly go wrong?

 

Personal responsibility by the lenders and the buyers was egregiously lacking!

I also know people who owe a large credit card debt but will spend $2000 on a soiree instead of paying off the debt and saving for rainy days such as unemployment, health concerns or other emergencies and then complain that they can't pay their debt and file for bankruptcy or tell the banks that they can't pay their mortgage that month.

People will buy because the lenders will give them the loans.

We are intelligent people on this site but I'm telling you I know educated people who cannot manage their money well because they don't understand annual percentage rates!

We are a spendthrift society.

We surround ourselves with stuff because that stuff gives us pleasure and status, yet think about it, if we'd take that money and invest it we could double or triple that money within years, but we don't think ahead and instead don't pay off our credit cards, pay $50,000 from interest paid for the car instead of $20,000 which was the sticker price.

We enjoy the now thoroughly and when an emergency happens in the future we complain that we don't have the funds to handle it and wonder why?

Our parents and grandparents understood the value of saving and not spending money when you don't have it.

I will reiterate:
BOTH lenders and buyers need to have better fiscal responsibility.

Please list the source that says most foreclosures are from lack of health insurance.

Foreclosures are caused from an inability to pay the note for whatever reason that may be and there are numerous reasons why a person is not able to pay the mortgage.

 

She will give you a free exam. It will involve gloves, her index finger and a cough. You remember it from high school sports right?? You won't be so negative and glass half empty after the exam. It's free though.

 

Feilcity, our parents and grandparents lived in a world where paying your bills was the financial ideal.

Nowadays, if you pay every bill on time in full, your credit will be shot, and you'll never be able to buy a car much less a house.

We are rewarded for maintaining a minimum balance, and punished for fiscal responsibility.

This is not our parent- & grandparent-s' world.

 

I so agree. I read the Student Loan Reform and the last part of not taking more tha 10% of a persons income seemed to be fair. A lot of recent college grads are struggling to pay off loans vs ever having kids or buying a home.


http://www.huffingtonpost.com/2010/03/30/obama-to-sign-student-loan_n_518159.html

 

I got no hernia, as far as I know both my testes are fully descended at a very young age and I'm way too young for prostate exam.

But I tell you what JC the Aspen instigator, I dont mind checking her ovaries tho. lol, why dont you marinate on that while recovering from you surgery. LoL

BTW- did u enhance dem to DD? lol

 

I am disgusted that some were opposing this bill. Everyone has a right to medical health whether poor or rich.

 

If I were a republican I'd call you a socialist for saying that.:smt042

 

If you could've foreseen it yesterday when you were one...

 

No but if Obama passes a bigger boobs for everyone bill I will go...........maybe to a D from my current C. :smt042 I can't go to DD cause that would be too big. I would look funny.

 

Exactly!!!:smt003

 

I will disagree with you. I know of two people in particular who have a 810 credit score because they pay off their credit card in full on time and they have banks beating down their door to approve any loans they should need.

We need to sit at the feet of our parents and grandparents and learn how to be fiscally responsible again.

 

For once, I have to agree with F.
I pay everything on time and I have a credit score of 811.
I use credit cards to make sure I have some balance, which I pay off, but I always have something to circulate on them.
I also make sure I use less than 50% of the limit and ask to get the approved max amount as often as I can.
I move balances as often as it makes sense if I get a better deal somewhere else and always call to see if I can get deals or lower % rate.
Even if I have cash now when I am redoing my house - I use "same as cash", and then move it, once the deal is out or pay it off right before it does.
I do spend time looking into these things to be honest. But I pay agressively and a specific purchase is payed off fast.

I had a horrible credit score not so long ago, just because I didnt understand how to use creditcards to my advantage.. no, I didnt max them or didnt pay, I just didnt use them at all.

 

You stated it as if you were writing about me, except for the FICO score. LOL, mine is not that high but it's pretty good. I, too, pay all my bills on time. Sometimes, I pay certain things even before the bills come (phone bills, cable, hydro and such). Yet, for the longest time my credit score hovered around the low 600s. So when I was shopping for mortgage, I was either getting declined or was being quoted high interest rates. But my girlfriend at the time whom I lived with and shared same kinda lifestyle, her score was around high 700s. I was doing pretty much what she was doing as far as bill payments and taking care of my finances go.
Majority of the stuff that I buy are paid in cash. Whenever I use credit cards, I transfer the money as soon as I get home. But that was a big mistake. I didn't know that that was a bad thing for your score until I attended a TransUnion course that was provided to me through my work. One should always leave a small amount of cc balance while maintaining the minimum monthly payment. If there's no balance for 6 consecutive months, it won't get reported to the credit bureaus. So that means, as far as they're concerned, you pretty much don't have much of a credit history.
So when I went back to the banks almost a year later, my score had already improved tremendously and had saved up more for down payment, it was pretty easy to get mortgage.

 

Felicity this:

...is what I was talking about.

In our parents and grandparent's generation, the ideal would be to pay off the credit card right away, in full.

Nowadays if you do that, you will not have a credit card score at all. I literally know someone with a non existent credit score because of this. I also know someone with EXCELLENT bill-paying-behavior who watched her credit score drop because she wasn't leaving a balance on her cards.

In the past, paying the minimum monthly payment was seen as 'going into debt'. Now it's what people are advised to do.