I don't think taking a husbands name is bad. After all, we are no longer forced to do so - so if you choose to, whats the harm.
If I got married I would hyphenate my last name w my husbands, because I actually want to take his name. The reason I want to keep my last name is that it is extremely unusual and there are very few of us, that and somehow, as my dad is dead - its my daily reminder of a person who I still love to bits.
One the working part:
I only know one woman who stays at home - but she has a Pharm D degree.
Lost her husband in a car crash 10 years ago (left w 6 mo old twins and a 10 year old daughter at the time). She after that, choose to stay at home, she was left substantial amt of money and is herself from a wealthy family. She since then has remarried but they live in her huge condo in down town Honolulu and is running a little bakery catering business from home to have something to do. So even though she stays at home, she is certainly bringing her own.
I also know one stay at home dad, he is an engineer but his wife makes more money so she works, he stays at home.
Ha, never thought about that I only know one of each gender that stays at home...
I could never, ever stay at home, I would go insane.