Random Conversation 2.0

Preach.

Sold to everyone as the all-AmeriKKKan dream but the shit is a nightmare more than anything. Especially if you have to deal with a Karen ass HOA concern more about optics of the home & property than the well being of actual homeowners themselves.

 

I feel on the property taxes. Ours have gone up over the last few years. Same with insurance.

Our HOA has calmed down quite a bit over the last few years so much to the point that new people moving into the development doing overly weird shit had become an issue for a brief period of time. Our house is right next to what is considered the development common area/park and we had a few people who were taking it upon themselves to leave old bread out for sea gulls & crows in the common area for some reason. Needless to say that didn't go over well with me & the Mrs. having primarily the crows clustering around our house after the fact being noisy as fuck & shitting all over the place.

 

It really is. Let me guess....has the crappy weather got you dealing with contractors and repairs? And homeowner's insurance is an absolute crock.It goes up after every single (or hint of a) bad weather event. Doesn't that defeat the entire purpose of having insurance?

I hate to tell everyone this, but I'm the president of our building's HOA. It sucks having to be in the Deputy Dog role, but we have mostly absentee owners renting to tenants who smoke weed in the common areas and have it coming up through the floorboards, because the owners don't allow smoking in their units; tenants who you can hear at all hours of the night cursing and mofo this, mofo that'ing and having speaker phone conversations all day long.The owners feel like we're under siege and have had to enforce some rules and regs just to get the place under control. That being said, we are not trying to be all heavy-handed.

 

An HOA for a building that rents living space is more understandable being heavy handed under the circumstances compared to an HOA for a residential housing development. Basically it's nothing more than micromanaging other peoples homes & yards by glorified property hall monitors or more properly & literally "yard monitors".

 

I concur 100% on your assessment of insurance companies. The homeowners insurance thing in Florida is completely out of control. The entire point of insurance is to have it when you need it. If you penalize people for actually utilizing it in circumstances beyond their control, it is an incredible disincentive to have insurance at all. I have listened to callers on talk shows on the topic who have opted to not insure their homes once they're paid off and they have sufficient savings, because the regular cost increases make it cost-prohibitive.

As for my term as Deputy Dog, our condo building owners who live in the building are understandably more concerned with the state of the building than the absentee owners/landlords. And we have to live withe the headache of living among their crappy tenants. And the tenants of course, don't give a damn about the state of affairs. I'm a leftist and pretty egalitarian, but the trifling behavior of some of them is for the birds. And we bought in an area reputed to be pretty nice so that we wouldn't have to deal with trifling folks. Oh well.