Keeping it simple: If I had not had a kid, I'd have had lower water, electric and gas bills, a smaller apartment, lower health insurance, fewer medical expenses, not to mention food, clothes, etc. Kids do not have predictable growth spurts - my son, dear sweet boy that he was, also lost 3 winter coats one year - I went without a winter coat, commuting 3 hours a day in Boston because I couldn't afford one for myself after that. He spent several years going through the knees of his jeans almost weekly. School trips, school lunches, school expenses - there are a million little things it would be nearly impossible to account for without visiting an accountant and putting in 30 hours a week on record keeping, which, after working for 60 and spending time with/on/taking care of the child, is a bit much.
In MA when I divorced, I got no provision for college education for my son (not that I ever collected a dime of support from my ex anyway, but). It was law that because some parents do not choose to pay for college, non-custodial parents could not be held responsible for any college costs. A friend of mine divorcing at the same time was smart enough and had the resources enough to force her ex into a divorce agreement which included him contributing to the kid's college education. I wish I'd done that.
Sure, DK, you don't want to spoil your kids, but the point is that if you had this guy's kind of money you *could*, and would be entitled to do so. The court's making sure he takes care of his children to the best of his financial ability to do so. I think that's fair. If, in the agreement he wants to outline that X amount gets put into a trust for the child when 18, or 30 or whatever, that's for the lawyers to hammer out.
My ex BF paid more than the court decreed because he felt it was right, especially as his ex wife had to take care of their special needs (Asperger's syndrome on the autism spectrum) daughter and work. She made a good living and was able to put *all* of the child support into a savings account for almost 15 years until she experienced a setback herself. But that money is there and will help the girl for a long time. I thought the fact that my ex bf contributed more than his share was a really a wonderful thing, and the fact that his ex wife was able to tuck it away for their daughter was equally terrific. It doesn't *have* to be an enemies thing, or anyone taking advantage of anyone else.
You don't have kids yet, so you don't know that when they put that squirmy little thing in your arms for the first time, you know you'd go without food yourself for the next century if it would keep your baby safe & happy. I think most parents feel that way.